Buy A Home

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Prospective Home Buyers

Find Me A Home & Get Pre-Qualified!

A very important step in the home-buying process is to get pre-qualified for a mortgage:
This will give us an idea of the price range that you can afford so that we can get you in one of our homes that matches what you want or connect with you a licensed agent who can go out and find the best deal on a home that is right for you.

Getting pre-qualified will require that you provide a lender with some basic information on your income, assets, and debt. We can arrange to have this done for you at no cost.

Another benefit in getting pre-qualified is that it is an expression of your seriousness in purchasing a home, which may be a deciding factor in a situation of competing offers from other not-yet qualified buyers on your dream home.

Enter your information below and we will get in touch with your shortly, or call us at 912-663-6460





Get Prequalified With One of Our Trusted Loan Officers


Kathryn Howell


Mortgage Loan Officer


NMLS# 1452642


100 Chatham Parkway Garden City, GA 31408


912-459-5304 — Office


912-312-1767 — Mobile




Financing Options Include:

  • Fixed and adjustable rate mortgages
  • Home Ready financing up to 97%
  • FHA/VA loans

South State also partners with government entities that offer down payment assistance such as Georgia Dream and Savannah Dream Maker.


We take the  time to understand your needs and put you together with precisely the right mortgage.  We learned a long time ago that there is so much more to the mortage business than crunching numbers and calculating interest rates.  It’s about helping people realize their dreams.
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